Expert Local Information for Southlake, Texas Provided by The Touchstone Team

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Welcome > Local Info > Southlake Information ...

Check Out Southlake!

Southlake is a small community located mid-way between Dallas and Fort Worth on the northern side of Dallas and Tarrant counties. We are a rapidly growing community! New businesses, new homes, new people!!! Southlake is indeed a community on the move! I think you will find Southlake a wonderful place to call "Home!"

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Southlake Government

Community Information for Grapevine, Southlake and Colleyville

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What does "contingency" mean in real estate?
A	A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
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The Touchstone Team, REALTOR®, real estate agents and broker for Southlake, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Touchstone Team
Keller Williams
850 E. State Hwy. 114, Suite 100
Southlake, TX 76092
Phone: 817-481-7355 (SELL)
Fax: 817-251-1522
Email: Tiffany@NUMBER1EXPERT.com
The Heldoorn Team list and sell more than any other agent in Northeast Tarrant County. They bring to their clients over 19 years of experience in real estate and they have been awarded #1 real estate team in the nation. Also,The Heldoorn Team has received the award for Top Producer for the past 16 years and they continue to lead the way!

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